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Handle their financial crisis. let's go to the individual people. one of the great reasons we book you. annie from rhode island is asking this question, dave. is it logical to transfer two high interest credit cards over to one with 0% a.p.r. for the first 12 billing cycles. this way irk could work at payi them off without interest. >> that's an intelligent thing to do. personal finance is 80% behavior. you didn't get into credit card debt by doing math and you won't get out by doing math. so you can monkey around, move the stuff around a little bit. way to get out of credit card debt is you'r...