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Every step you take around a large store is likely under scrutiny by retailers for insight into your habits.

Checked for accuracy by our qualified fact-checkers and verifiers. Find out more about fact-checking at CHOICE. Need to know Financial counsellors say the number of vulnerable customers getting into financial difficulty with BNPL is on the rise   Many customers have multiple BNPL accounts Some customers are using payday loans to cover BNPL debts  For Leash Sullivan, a 34-year-old single mother who lives in the suburbs of Adelaide, the last year has been tough. She works in hospitality and events and saw her hours greatly reduced during the coronavirus pandemic, which meant she increasingl...

How our primal instincts fuel Afterpay’s buy now, pay later juggernaut We’re sorry, this service is currently unavailable. Please try again later. Dismiss Save Normal text size Advertisement To understand how Afterpay and the buy now, pay later phenomenon have attracted tens of millions of devotees in a few years, behavioural scientists are pointing back to humanity’s early days on the African savannah. Humans survived on primal instincts like instant gratification: If you’ve got food now, you eat it now, because it might not be there tomorrow. “It’s there for a ...