The next refi boom's double-edged sword: EPOs
HousingWire spoke to lenders and loan officers about how they're planning for the return of refis, and how they're going to try to avoid early pay-off (EPO) penalties.
Source: housingwire.com
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Where are mortgage rates headed?
Economists, analysts and mortgage execs say that mortgage rates could keep rising, possibly touching 8% in the coming weeks. We look at what that means for the housing market and how the 2024 forecast is shaping up.
Source: housingwire.com
Buydowns become key for buyers to beat the market
Despite a growing “lock-in effect,” sellers are becoming flexible with concessions to help buyers fund monthly mortgage payments.
Source: housingwire.com
Surging mortgage rates prompt borrowers to leave no stone unturned
The surge in mortgage rates has led borrowers to seek creative ways to save money on their mortgage loans.
Source: housingwire.com
The housing market correction will be deep, and ugly
Even the most battle-tested industry players are preparing for one of the strongest housing market corrections in decades.
Source: housingwire.com