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The next refi boom's double-edged sword: EPOs

HousingWire spoke to lenders and loan officers about how they're planning for the return of refis, and how they're going to try to avoid early pay-off (EPO) penalties. ....

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Where are mortgage rates headed?

Economists, analysts and mortgage execs say that mortgage rates could keep rising, possibly touching 8% in the coming weeks. We look at what that means for the housing market and how the 2024 forecast is shaping up. ....

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Buydowns become key for buyers to beat the market

Despite a growing “lock-in effect,” sellers are becoming flexible with concessions to help buyers fund monthly mortgage payments. ....

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Surging mortgage rates prompt borrowers to leave no stone unturned

The surge in mortgage rates has led borrowers to seek creative ways to save money on their mortgage loans. ....

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The housing market correction will be deep, and ugly

Even the most battle-tested industry players are preparing for one of the strongest housing market corrections in decades. ....

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