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Hedging Cost, Reno, CRA, HELOAN, Home Inspection, Cybersecurity Products; LO Conversation Shift; Ginnie, USDA, FHA News - Vimarsana News

Hedging Cost, Reno, CRA, HELOAN, Home Inspection, Cybersecurity Products; LO Conversation Shift; Ginnie, USDA, FHA News

Hal M. writes, “Monday is a holiday. The observance reminded me of the small Italian parade we had in Maine on Columbus Day. All the marchers were under 5 foot 4.” Bah dah bum. Clients come in all shapes and sizes. An experienced loan originator will tell you, “Never tell a client about a problem until you’ve solved it.” An originator will also, when talking to a client, show them that their timing matters more than market timing. Put another way, home price appreciation is earned by buying a place and holding it, rather than timing the purchase based on inte...

Credit and Verification Products; POS, eClosing Tools; Redfin, NAR, Computershare, Rithm, Newrez, Caliber, OB in the News - Vimarsana News

Credit and Verification Products; POS, eClosing Tools; Redfin, NAR, Computershare, Rithm, Newrez, Caliber, OB in the News

I head to Vancouver, WA, this morning for a Banner Bank event and will probably have the option of Wi-Fi on the plane. How is it that NASA is able to receive data from 4.6 billion miles away, but I lose my Wi-Fi signal in my kitchen? Having a computer or smart phone has a price. I use Duck Duck Go for a search engine… Don’t think that Google doesn’t alter your search queries to reach your wallet. In other tech news, and you will forget about this note by then, your phone will blare a national emergency alert test today at 2:20PM ET, 12:20 PM MT. Of course, the messages wil...

Cybersecurity, CE, CRM, Warehouse Products; Disaster News and Insurance - Vimarsana News

Cybersecurity, CE, CRM, Warehouse Products; Disaster News and Insurance

How will you always know that this Commentary is not produced by some AI thingy? Because of mistakes like yesterday, leaving Illinois off the list of top pumpkin growing states as several folks pointed out (thank you). Here are pumpkin stats out the proverbial wazoo. What autumn would be complete without this map of when fall foliage is peaking across the nation? While we’re on maps, the U.S. Census Bureau released an interactive map illustrating 2020 Census data about homeownership by the age, race, and ethnicity of the householder. The map provides data at the national, state and coun...

Optimization, Document Tracking, MSR Financing Products; Saving Money on Credit Reports and CE - Vimarsana News

Optimization, Document Tracking, MSR Financing Products; Saving Money on Credit Reports and CE

As President Jimmy Carter celebrated his 99th birthday seven months into hospice, welcome to the 4th quarter! (Will lenders experience any “Q-4-ia”? Say out loud.) Let’s talk U.S. lists! California, Indiana, Michigan, Texas, and Virginia are top five in pumpkin growing. The National Association of Realtors, U.S. Chamber of Commerce, Pharmaceuticals, American Hospital Association, and Blue Cross/Blue Shield are the leading five lobbying spenders. And you can add the Internal Revenue Service's Income Verification Express Service (IVES) to the list of "essent...

Accounting, JV Partner, Credit, Stand-Alone 2nd Products; Shutdown Primer for Lenders; Tax Transcripts? - Vimarsana News

Accounting, JV Partner, Credit, Stand-Alone 2nd Products; Shutdown Primer for Lenders; Tax Transcripts?

Shutdown or no shutdown, the National Park Service’s Fat Bear Week is approaching, focused on how these behemoths tip the scale. Here’s your tip of the day: Having books in your Zoom background makes you seem more trustworthy. What if one of them is “The Complete Idiot’s Guide to Mortgages”? Maybe put some gold bars on the shelf instead? You can buy them now at Costco. Owning a home is a great way to build wealth, although mortgage rates are at 23-year high and mortgage applications have fallen 27 percent year-over-year… is your staffing down 27 percen...