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This little magnetic stripe on the back and you swipe through your point of purchase gizmo to make the purchase. in europe and most of the rest of the world there's a computer chip in the card and you have to enter a pin. what the industry said today, this is better for a couple of reasons. one, it makes credit cards harder to counterfeit, you don't have to just encode the information on a magnetic stripe but build chips which can't be reproduced. if you have the chip and have to enter in a pin number, that makes it harder to do a counterfeit purchase in the first place. for all of those reaso...