Live Oak Bancshares Inc (LOB) Q4 2020 Earnings Call Transcript
Operator Good morning, ladies and gentlemen, and welcome to the Fourth Quarter 2020 Live Oak Bancshares Incorporated Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to your host, Mr. Greg Seward, General Counsel, Live Oak Bancshares. You may now begin. Greg Seward -- Executive Vice President and General Counsel Thank you, and good morning everyone. Welcome to Live Oak's Fourth Quarter 2020 earnings conference call. We are webcasting live over the Internet, and this call is being recorded. To...