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5 May 2021 Vicky Earnshaw, medical accountant at VE Medical, explains how GPs can ensure their pension contributions are correct and outlines the future impact of the McCloud Remedy on these contributions. Vicky Earnshaw, medical accountant at VE Medical With the start of the new pension year, now is a fitting time to consider which pension tier rate you should be paying. Determining this can be complicated; there have been a multitude of changes, and now the McCloud Remedy and resulting return to the Legacy schemes (either 1995 or 2008) will flip everything on its head. Once implemented, many GPs could be due pension refunds going back as far as April 2015. ....