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Denied property insurance, Napa Valley wineries 'extremely vulnerable' this fire season


The notice came to Green and Red Vineyard in early spring: its insurer had declined to renew the winery’s property insurance policy, citing the high risk of wildfire.
“It flipped us out, not having insurance — especially going into harvest this year,” Ray Hannigan, the winery’s general counsel and husband of owner Tobin Heminway, told California Insurance Commissioner Ricardo Lara at Castello di Amorosa on Monday. Hannigan and his wife had subsequently cobbled together “a patchwork” of insurance, he told Lara, but the winery and its tanks remain uninsured.
“The question is whether anything can be done to expedite (help) for us as we’re awaiting harvest, about to fill our tanks with wine,” Hannigan said. ....

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