The regulatory environment is so unstable there. that's when you start to look at new places to invest capital, and that's when i stumbled into north dakota. very pro-business. a remarkable economy. fastest growing gdp per-capita. third largest oil and energy producer in america and a state with its own sovereign bank, setup in 1919. who knew an incredible situation there, and so why you care about that is regional banks were setup decades ago, 40, 50, 60 year ago to take care of the local economy. in the case of north dakota, farmers there were unhappy with the interest rates being charged in...