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Operator Good day and welcome to the First Bank Second Quarter 2021 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Patrick Ryan, President and CEO. Please go ahead. Patrick L. Ryan -- President and Chief Executive Officer Thank you. I'd like to welcome everyone today to First Bank's first [Phonetic] quarter 2021 earnings call. I'm joined today by Andrew Hibshman, our Chief Financial Officer; Peter Cahill, our Chief Lending Officer; and Emilio Cooper, our Chief Depo...

Operator Good day, and welcome to the First Bank's First Quarter 2021 Earnings Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions]. I would now like to turn the conference over to Patrick Ryan. Please, go ahead. Patrick L. Ryan -- President and Chief Executive Officer Thank you. I'd like to welcome everyone today to First Bank's first quarter 2021 earnings call. I'm joined today by Steve Carman, our Chief Financial Officer; Peter Cahill, our Chief Lending Officer; and Emilio Cooper; our Chief Deposits Officer. Befor...