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You may be able get a better interest rate or a shorter repayment term length when you refinance your auto loan. Here's how to do it.

Capital appreciation and dividends are the two primary ways that shareholders earn returns on their stock investments. By investing in stock funds or buying fractional shares of stocks, investors can build diversified stock portfolios. A stock is an investment in a company. But unlike private equity investments, which are typically reserved for accredited investors, thousands of stocks are available for anyone to buy and sell on public exchanges.  For this reason, stock investments are some of the most well-known and popular ways to invest and build wealth.  Let's take a closer look at what...

As the legal cannabis market grows in the US, there are several ways for investors to gain exposure to the marijuana industry. In addition to investing in individual stocks, marijuana ETFs allow you to invest in a range of companies across the industry.  Due to legal uncertainties on the federal level, marijuana investments remain risky and volatile. When it comes to investing in the legal marijuana industry,  they dont call it the "green rush" for nothing.  Many analysts are projecting massive growth for the cannabis industry. New Frontier, a Washington DC-based cannabis research firm, ex...

Margin trading increases your buying power and amplifies profits.  But the possibility of encountering a margin call is the big "catch" of margin trading. Basically, it's a request by your broker to pay back some of the money you borrowed — pronto. If you don't, the broker can seize some of your portfolio's assets and sell them.  Before you begin using margin, you need to understand what margin calls are and why they can be so dangerous to your portfolio — and your finances.  How does margin trading work? But before we get into margin calls, a brief explanation of margin trading itself...

concessionary, meaning the company's top priority is impact rather than investor profit. But non-concessionary impact investments promise a "double bottom line," meaning that they hope to achieve their social or environmental goals without significantly hindering returns. A recent report by the Forum for Sustainable and Responsible Investment (US SIF) found that $17 trillion of US-based investment assets in 2020 used sustainable investing strategies (a 42% increase from 2018). Put another way, a third of all assets under management in the United States now take sustainability issues into con...