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Good morning and welcome to the Cato Institute. My name is julian sanchez, im a senior fellow here and im grateful to everyone has come out bright and early to the auditorium at cato for our 2019 surveillance conference. Weve been doing this for some five years now. When we launched this in the aftermath of disclosures about both a fake election by former contractor snowden, the nsa itself was a fairly obscure agency unfan with most americans and as we kick off our 2019 conference, we find that now even intelligence oversight is itself very much in public headlines. We have an impeachment proc...

2019 annual report which outlines the bureaus significant work between october 2018, and march 2019, including rulemakings and supervisor and its regulatory activities. The report also provides insight into what the cfpb plans to undertake in the coming work. Go. Since the into her role last november Kathleen Kraninger demonstrated a commitment to ensuring consumers have access to a wide range of Financial Products and services that meet individual needs, fostering innovation and vigorously protecting consumers. Reflecting this commitment to the cfpbs mission Kathleen Kraninger conducted an ex...

October 2018 and march 2019. Including rulemaking and supervisory and regulatory activities. The report provides insight into what the cfpb plants undertake in the coming work period, since stepping into a roll last december director can injure understands consumers have access to a wide range of Financial Products and services that meet their individual needs, fostering innovation and vigorously protecting consumers. Reflecting this commitment to the cfpbs mission, director crandall conducted an extensive Cross Country listening tour with the full spectrum of cfpb stakeholders during her firs...

The committee will now come to order. Before we get started. We have to win this panels this morning. Senator brown and i will give our opening remarks first and then we will hear from Senators Gardner and merkley. Once the senators have finished their statements we will proceed with our second panel of witnesses. Today the committee will hear from witnesses about the challenges that state sanction businesses in the cannabis industry have one trying to access mainstream Financial Services. Under the controlled substance act, marijuana, or cannabis is currently considered a schedule one drug. B...

The committee will now come to order. Before we get started. We have to win this panels this morning. Senator brown and i will give our opening remarks first and then we will hear from Senators Gardner and merkley. Once the senators have finished their statements we will proceed with our second panel of witnesses. Today the committee will hear from witnesses about the challenges that state sanction businesses in the cannabis industry have one trying to access mainstream Financial Services. Under the controlled substance act, marijuana, or cannabis is currently considered a schedule one drug. B...