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Data Analytics, Servicing Products; STRATMOR s CD Workshop; Training and Webinars

Data Analytics, Servicing Products; STRATMOR s CD Workshop; Training and Webinars
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United statesNew yorkBrooke smithJustin demolaSandra madiganJodi eberhardtRichard grieserGen xersBrett luddenLuke boltonJeff julianeGlenn allenFreddie macRobbie chrismanNational school bus appreciation dayMortgage banking solutions

CRM Product; STRATMOR CD Workshop; FHFA on Lock-In Effect; Training and Webinars

I head to Central Texas today (A53 on Southwest; something about maybe seeing an eclipse); statewide Texas home ownership rate is about 64 percent. This is a shade lower than the 66 percent nationwide. (Home ownership &amp; operational challenges facing lenders are a couple of the topics Mike Metz with Arizona’s V.I.P. Mortgage will discuss today at 2PM CT.) And a huge percentage of those homeowners have low fixed rates. People can be “locked-in” or constrained in their ability to make appropriate financial changes, such as being unable to move homes or sell assets due to tax burdens. In the U.S., nearly all 50 million active mortgages have fixed rates, and most have interest rates far below prevailing market rates, creating a disincentive to sell. These frictions, whether institutional, legislative, personal, or market-driven, are a real problem. The FHFA, Fannie &amp; Freddie’s conservator, has a research piece on this since residential rea

North carolinaUnited statesRobbie chrismanFannie freddieJustin demolaBrian bennettKathy kraningerMichaela iorioDoug longRichard grieserGreg sherJosh moodyMike metzHireahelper miranda marquitRebecca lorenzSteve majerus