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Money on the storage. perhaps they don't want to make themselves it liable to lawsuits or perhaps it's a consumer issue, that it's bad branding for them to do. they'd rather have the government force their hand and have them do it, daniel. >> yeah, i think that's exactly what happened. i think originally -- and remember, this is a program, the verizon program, that essentially began under the bush administration. it was that warrantless wiretapping program that was so controversial that "the new york times" revealed back in 2005. originally, the government wanted the phone companies to store t...

You are communicating all of your information over wireless networks that can be seen if the informs is not encrypted. so one free tool is called hot spot shield and that locks down your wireless connection, whether it's on your android, your tablet, your mac, your p.c., protects your data while it's in the air. >> jamie: full disclosure. you are a consultant to hot spot shield and program. >> yes. >> jamie: great to have you here with the general informs. thank you. if you want to get more on how to take charge on a number of consumer issue, it's really easy. go to foxnews.com. and you will s...

To borrow on a credit card. >> it's insane. >> no, i'm saying i want the right to use my credit card without having to pay for the fees for the industry, that the industry-- and instead of charging more to use credit cards why don't they do this: charge less to people using cash. that's all-- >> all of you guys are saying, you're saying it's a good idea that maybe people could be paying 4% extra this weekend just to use their credit card? >> i don't think it's a good idea, but i think what will happen, competition will eat away at it. >> from your lips to god's ears. >> and everybody will say ...

Created documents and submitted them in a blind test to law professor who is are expert. that's how we did the test. >> shannon: interesting. so we can understand how you came to the conclusions that you did. great to have you here, as always. good friend of the network. consumer reports. >> thank you. >> shannon: for more on how you can take charge of a number of consumer issue, including this one on the legal web sites, go to foxnews.com and write on the main page. you can see, america's news hq and you can see take charge consumer protection segments only on this program. >> eric: every sun...

It's a consumer issue so that's going to be the new consumer agency director. but it involves stocks that could be are the securities and exchange commission. wait a minute, this involves future so it mighting commodities. battle of the acronyms. >> that's the problem. the original mission of the sec was to route out fraud and make sure corporate documents were accurate and that investors had the information that they needed with which soundly to neff their money. but this legislation and some other legislation between 1934 when the sec came into existence and today, has given the sec such an ...