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We're 64 Years Old With $750k in an IRA and Social Security. Is It Too Late to Convert to a Roth IRA?

If you’re nearing retirement and you have a sizeable IRA balance, you face some significant decisions surrounding required withdrawals and taxes. Converting a traditional IRA into a Roth account is one move that can increase your planning flexibility. And even at 64 years old, shifting an account from a tax-deferred to tax-free status can result […] The post We’re 64 Years Old With $750k in an IRA and Social Security. Is It Too Late to Convert to a Roth IRA? appeared first on SmartReads by Smart ....

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On asylum seekers converting to Christianity

Of course there will be some fake conversions, and the church should be alert to the fact that people do try to game the system. But who other than God can decide who has genuinely accepted Christ in their hearts and who has not? ....

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