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Wages for the folks that are working but lower labor participation. people would have another option. you decide what you care about and you do something to solve that problem, that problem you care about. the trouble is that you push the balloon down in one place and it goes up in another. similarly, she made i thought a very important part. when you are trying to increase access to credit, these for-profit guys are going to do a lot of things to increase access to credit, some of which we are going to like and some which we are not going to. we have gone too far in that direction. we have to...

Which regulations can become means by which incumbent firms rig the rules in their favor and create barriers for entrepreneurs and people that want to get in the field. both of you had responses. you wanted to say something. >> i think they are absolutely right. you can have good regulation and bad regulation. when you have regulators, part of the point is that the existing lobbies are going to capture regulators and do what you are talking about. the core question is, do you believe in self-regulation by market participants, which was the prevailing view ahead of 2008. that was allen greenspa...

Have you this labor dispute, let's consolidate there instead. the thing is they are a very powerful incumbent. so, one of things you see happy -- one of the things we do when there's a downturn, very aggressive monetary stimulus, perhaps a case for that, but what happens with that is that it's designed to encourage certain kind of innovation. it is what you might call exmroe tattive innovation in which you increase the scale of operations. when you do that you do that by substituting technology for labor. that's not very good for labor levels that contributes to a larger kind of slack employme...

Romney did. they borrow capital to buy existing companies, they attempt to make companies more profitable in short term, by cutting expenses, firing staff, busting unions, cutting salaries, health care and pensions. they reward themselves with large fees and bonuses taken from the company's cash flow and sell off the business and reap the profits typically leaving companies load down with debt. in some cases it worked out well for companies. the point is that romney wasn't a job creator so much as he was a wealth creator for his partners and investors, making millions of dollars for them at th...

Because we are liberals, we believe in sharing here. how are we doing? the other recess appointment obviously made that got a lot less attention and i think this also points to something that i was trying to illustrate in the story at the top of the hour is, these things don't make headlines. the nlrb, a certain set. the chamber of commerce has been hammering on the nlrb and the republican primary and presidential primary field. mitt romney is running ads in south carolina against obama's handling of the nlrb. point here is this. the national labor relations board which was constituted by the ...