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Detailed text transcripts for TV channel - CNN - 20101226:20:12:00

You can t get your foot in the door. you have to get out of the door, out of the house, a new look, feel better, be in the game. if you ve been out of work six months, once you get over the grief and anger, get that out on your friends and family, never a potential employer. here is what i can do for you and how i ve been spending my time, volunteer, temping, don t mind the gap, mine the gap. consternation for people out of work six months or longer, they are more likely to have credit problems because they haven t been able to pay their bills. we know hr managers are running credit checks. if you look at, this according to the society for human resources management, 47% of employers say they are doing credit checks on some candidates. 13% are doing it on all candidates. those are more likely to be finance jobs, in charge of the money, 40% are not doing any credit checks at all. if you ve got basically a 50-50 chance of doing a credit check, what do you need to know on the ....

Don T , Mind The Gap , Credit Checks , Credit Problems , Hr Managers , Society For Human Resources Management , Credit Check , Finance Jobs ,

Detailed text transcripts for TV channel - CNN - 20101225:18:12:00

Door. you have to get out of the door, out of the house, a new look, feel better, be in the game. if you ve been out of work six mondays, once you get over the grief and anger, get that out on your friends and family, never a potential employer. here is what i can do for you and how i ve been spending my time, volunteer, temping, don t mind the gap, mine the gap. consternation for people out of work six months or longer, they are more likely to have credit problems because they can t pay their bills. we know hr managers are running credit checks. if you look at, this according to the society for human resources management, 47% of employers say they are doing credit checks on some candidates. 13% are doing it on all candidates. those are more likely to be finance jobs, in charge of the money, 40% are not doing any credit checks at all. if you ve got basically a 50-50 chance of doing a credit check, what do you need to know on the ....

Don T , Mind The Gap , Credit Checks , Credit Problems , Hr Managers , Society For Human Resources Management , Credit Check , Finance Jobs ,

Detailed text transcripts for TV channel - FOXNEWS - 20101217:19:19:00

I d like to see these things worked out for a lot of people, but megyn: but you say you look at them and you just know and you re somebody who s a real estate lawyer and you help people but how? you look at credit history, and it s so difficult in these times to look at that because a lot of people are having credit problems, have lost jobs, have had to go on unemployment, signed an under water mortgage and so on. how are the banks supposed to distinguish now? well, let s take a bank could, for instance, take a look at the modifications it s already done, see which modification, what the parameters are for a modification that ends up in default again in two months os months or three months and then say megyn: sorry, let me ask you this question because i want to get this in. it s also been a problem with the banks foreclosing when they re not supposed to, they didn t fill out the right paperwork and these folks claim that the banks are not complying with the terms of th ....

Megyn Kelly , Discreet Lipstick , In These Times , Real Estate Lawyer , Credit History , Credit Problems , Takea Look , Water Mortgage , Tarp Bailout ,

Detailed text transcripts for TV channel - FOXNEWS - 20100729:16:41:00

Want to walk through that a little bit more. of the top 20 metro areas, it s really happening in just four different states. florida, california, nevada and arizona. those have been the hardest hit, however that said this crisis is fairly widespread. 154 out of the 206 metro areas that they measured for this had a foreclosure increase, they are going up. it s not just people with credit problems. creditworthy borrowers are having problems here. foreclosures against prime borrowers who have conforming loans, who sh- shouldn t have an issue have seen their foreclosures go up by 400%. one out of every 78 homes with a foreclosure notice the first half of the year. jenna: we ll have to flip that and ask for some of the bright spots in the realty market. it s maybe that some of these hardest hit areas you mentioned las vegas and some areas in california might have peaked. the worst might be over. nine out of the ten hardest hit ....

Credit Problems , Foreclosure Increase , Jenna Lee , You Dont Know , Prime Borrowers , Foreclosure Notice , Hit Areas , Realty Market , Las Vegas ,

Detailed text transcripts for TV channel - MSNBC - 20100321:11:44:00

That s current, paid on time without a lot of debt. so if you don t have one because you ve had credit problems, get a secured card. you put a deposit in the bank, sort of like a credit card with training wheels. that will establish that reference. the other thing, though, jean, that s important is to remember that fico, especially with fico 08 the recent version of the scoring system, really wants to see a mix of different credit accounts. not just a credit card but an installment loan like a car loan or student loan or mortgage. something else to back up that you have the ability and the intention to pay your bills on time. before we run out of time i want to get to your last two tips. you say avoid score killers. and build your business credit. can you spend a minute on each. sure. don t close out old accounts unless they won t waive the annual fee. leave them alone even if you don t like the company. don t open a lot of new accounts, that creates inquiries which can hurt your c ....

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