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Day, that we possibly can. but there's still a segment of the country, a minority segment, that believes the credit stuff crazy stuff he says. >> yeah. and, you know, this is the -- this is the thing i really w wanted to get to during this segment. because you've been a republican for a long time. republican adviser. worked for bush and cheney. you know people, like mike pence. i'm sure you know mike pence fairly well. the former-vice president was speaking at this republican dinner in the early primary state of new hampshire. obviously, trying to tease the potential for his own candidacy in 2...

Exactly a red state democrat. >> yes. >> yes, paul ryan would be a perfect person -- >> two things have to happen for that to work. obama care has to stay off the table. "the wall street journal" piece doesn't mention obama care. if that becomes the focus and it's a solution through raising revenue and cutting spending, that's great. boehner has to stop looking over his shoulder for the tea party. >> you can blame boehner for taking into considering the full influence. the president has to do the same thing. plenty of his members of his party are worried about where this is going. that's polit...

Went to get a mortgage loan, then you'd have to actually have the bank look at you and verify that you're a human that can pay the loan. >> ok. well, that makes sense. so you're saying don't do the credit stuff. but what if down the road you get into a pinch and suddenly you have to go and borrow some money but you have a little history. >> well, you won't be able to and that's what you've got to keep in mind because everything these days is based on the fico score and, you know, the problem with this whole thing is it's just a fallacy. it's a false way of looking at things. so what you've got...