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In this article we presented the 10 smart ways to cut your utility bills. You can skip our detailed discussion on how to trim expenses and save more funds...

The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs Kiplinger 3/4/2021 © Thinkstock After being waived for 2020, required minimum distributions (RMDs) are back for 2021. And the IRS wants to be sure that owners of IRAs and participants in 401(k)s and other workplace retirement plans are properly taking and reporting them. The agency knows that some folks age 72 and older aren't taking their annual RMDs, and it's looking at this closely (prior to 2020, RMDs were required for people age 70½ and older). Those who fail to take the proper amount can be hit with a...

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