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If there was anyone who thought the FCA's Consumer Duty drive may lack the teeth to make change, they will have sat up and taken notice of the flurry of activity from Stratford over the last few months.
It’s all well and good telling firms they will need to take more risks but the ‘regulatory family’ will need to accept some risks too and support firms innovating in good faith.
The strategic nature of financial planning means we get to deep dive into the lives of our clients, their dreams and aspirations.
There’s one group which is successfully repackaging the concept of retirement. Members of the Financial Independence Retire Early (Fire) movement are saving aggressively, investing early and adopting a frugal lifestyle to achieve financial independence at a relatively young age.
Every time the financial world changes or a new economic cycle begins, the old habits need to be challenged