I have a $20,000 college-tuition bill. Do I raid my $30,000 403(b) account?
“I don’t have any student debt, and I’m worried about the interest rate.”
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“I don’t have any student debt, and I’m worried about the interest rate.”
Wealth Enhancement Group SVP Paul Brahim is FPA's president-elect in 2024. He'll succeed Claudia Cypher Kane, who starts her term as president Jan. 1.
FPA announced Wednesday that its board elected Paul Brahim of Wealth Enhancement group as its 2024 president-elect.
Benson’s argument is that “mining critical metals is a necessity for a greener future.” But I would ask: a necessity for whom?
While it's possible to buy a house with less than 20% down — the average is 12% overall and 6% for first-time buyers — going that route also might mean paying private mortgage insurance, or PMI, until your equity is at least 20% of the home's value. PMI can run $30 to $70 monthly for each $100,000 borrowed, according to Freddie Mac. For a $250,000 house, a 6% down payment would be $15,000. At 20%, it would be $50,000. Those amounts don't include other costs related to the purchase, such as transfer taxes or points, which generally lower the interest rate on the loan. (One point is equal t...