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Operator: Good morning ladies and gentlemen and welcome to the First Quarter 2024 CVB Financial Corporation and its subsidiary Citizens Business Bank Earnings Conference Call. ....
First Quarter 2024 Net Earnings of $48.6 million, or $0.35 per share Return on Average Assets of 1.21%Return on Average Tangible Common Equity of 15.13% Net Interest Margin of 3.10% . ....
Fourth Quarter 2023 Net Earnings of $48.5 million, or $0.35 per share FDIC Special Assessment of $9.2 million Full Year 2023 Net Earnings of $221.4 million, or $1.59 per shareEfficiency. ....