How Can HSAs Be Framed As Retirement Savings Vehicles? There are different needs competing for employees’ savings, but employers that want to promote savings in HSAs have several ways to do so. Reported by A survey from Further, a national health savings administrator, found 65% of consumers report leveraging their health savings account (HSA) as a spending resource, with 23% stating they use their account equally for saving and spending. Yet more than two-thirds of employers said they associate HSAs with savings only, suggesting a gap in how employers are positioning these accounts compare...