can use their social security money to pay for things? guest: they can -- that can provide you with some income displacement. if you become disabled today, you probably will have enough income to keep your house, but how do you pay for -- if your wife works, are you paid for someone to come in and help you get to the bathroom or function every day? you do not have coverage for about. she has either got to stay alone and quit her job -- to stay home and quit her job, or hopefully you can survive the day. host: bowling green, ohio, go ahead. caller: and going to apologize. by have been...