There are several strings attached to regular saver deals that can easily trip up unwary consumers. We explain how the accounts work and what savers need to know.
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| UPDATED: 22:31, Fri, Feb 5, 2021
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RBS, formally known as the Royal Bank of Scotland, is well-known for helping Britons organise their finances through a number of accounts. However, amid news the Bank of England could implement negative interest rates in future, many will be concerned about locking in rates now and making their money grow while possible. Although the market does not look particularly favourable for savers at present, there is one option which stands out from the rest.
| UPDATED: 16:57, Fri, Jan 29, 2021
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RBS and sister bank NatWest are both offering customers this variable interest rate of three percent gross (3.04 percent AER per annum) via the Digital Regular Saver. This rate is available only on balances in the account up to £1,000.