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Here's why Matthew Gardner speculates there's no real reason to expect a widespread, systematic decline in home prices in the future.

Of proposals on the housing market. just for context, here's what's been said in the past: >> want to reinforce family values in america, encourage two-parent households, yet people to -- make it easy for people to own their own homes and enjoy the rewards of family life and see their work rewarded. this is a big deal. this is about more than money and sticks and boards and windows. this is about the way we live as a people and what kind of society we're going to have. >> to build an ownership society, we'll help even more americans buy homes. some families are more than able to pay a mortgage...