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Operator: Good day, and thank you for standing by. Welcome to the LexinFintech's Third Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode.
LX earnings call for the period ending June 30, 2022.
香港商报是一份历史悠久、发行海内外的商业财经类大报，1952年新中国成立初期即在香港正式创办，至今已有近61年的风雨历程，是香港历史上最为悠久的中文报章之一，被中央政府定位为中国的国际传媒窗口：对外宣传中国，对内报道国外；以商业财经宣传为主，以政治改革报道为辅!
Operator Ladies and gentlemen, thank you for standing by and welcome to the third-quarter fiscal-year 2021 TAL Education Group earnings conference call. [Operator instructions] Today's conference call is being recorded. I'd now like to turn the call over to your first speaker today, Ms. Echo Yan, IR director of TAL. Thank you. Please go ahead. Echo Yan -- Investor Relations Director Thanks, operator. Thank you all for joining us today for TAL Education Group's third fiscal-quarter 2021 earnings conference call. The earnings release was distributed earlier today and you may find a copy of the...