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The CFPB calls out predatory tactics relating back to the 2008 financial crisis that trapped borrowers in home loans they could not afford, focusing on piggyback or 80/20 mortgages.
The FDCPA and Regulation F apply to debt collectors, which is generally anyone that collects or attempts to collect a debt owed to another, including law firms, property management companies, and debt collection agencies.
The Oct. 26 workshop focused on how the regulations to implement the state’s medical debt law impact small businesses. Industry stakeholders say it conflicts with federal law and creates confusion about communicating with consu...
The Oct. 26 meeting includes state and federal updates on debt collection rules, medical debt collection, data security and more.