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What To Do If You Overcontributed to Your 401(k)

When creating a retirement plan, you may have decided to max out your 401(k) contributions yearly to ensure that you have sufficient funds to maintain your lifestyle in your golden years. While it. ....

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Paul Vallas facing $10,500 fine from city's ethics board

Recent mayoral runner-up Paul Vallas is being fined $10,500 for violating the city’s campaign finance rules. In November, the Chicago Board of Ethics voted unanimously to find probable cause Vallas — who lost to Brandon Johnson in the April 2023 runoff election — had violated a rule that limits campaign contributions from entities doing business with the city. The board found Vallas’ campaign . ....

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TFSA Penalty Relief: Canadian Tax Lawyer's Guidance - Tax

Introduction to the Relevant Law on TFSA Over-Contribution and
Non-Resident Contribution
Before discussing the case of
Ifi v. Canada (Attorney
General), 2020 FC 1150, an introduction to the underlying law
is necessary to provide context. Tax-Free Savings Accounts (TFSAs) are popular
savings and investment tools for Canadians. A taxpayer contributes
to his or her TFSA using his or her after-tax income for the year.
The funds within the TFSA are then generally invested to earn
additional income within the TFSA. Funds are withdrawn from the
TFSA tax-free, allowing individuals to earn tax-free income.
Individuals who have TFSAs can be subject to two different ....

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