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Most Singaporeans resign themselves to paying off a home loan for 25 to 30 years. In most cases, the home loan is the last loan to be repaid, due to the lower interest rate (and maybe because CPF can be used to pay it). But every now and then, we meet homeowners who finish off their property loans in record...
Thinking of upgrading from an HDB flat, but find that buying a condo is too expensive? Your best bet is to get an Executive Condo. A hybrid of public and private housing, Executive Condominiums (EC) come with condo facilities, but are cheaper than condos as they're subsidised. Just like HDB flats, you can take CPF Housing Grants to buy a...
A new set of cooling measures is upon us, and as has been typical for the past few – it was announced at a time close to midnight so that no one has any time to react. So the big news. ABSD rates have increased again, a move that’s not entirely unexpected given the still soaring home prices. What’s unusual...
While most property stories in Singapore are success stories, it's important to know the flip side as well. So you may be surprised to know that even "sure-fire" investments like new Executive Condominiums can sometimes transact at a loss. But timing is everything (which you will see in a bit). Here are some new ECs with losing transactions, and what...
Flat owners look forward to their MOP like NS men look forward to their ORD. Once it happens, you’re free to… carry on with 20 more years of debt? Obsess over the impact of a nearby columbarium on property price? Eh, here are some better ideas. The Minimum Occupation Period (MOP) is a five-year stretch that applies to most HDB...