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'Can't levy interest on loan amounts not received': RBI to Banks

RBI on Monday warned lenders to not levy interest from the date of loan sanction, instead of actual disbursement. ....

Fair Practices Code , Loan Disbursement , Interest Charges , Fair Lending Practices ,

4 ways banks are overcharging borrowers on loan interest rates, as per RBI

Date for interest charging by banks: The Reserve Bank of India did onsite review of banks and other financial institutions to check how lenders are charging interest on loans issued to borrowers. The central bank found four instances where banks were following unfair lending practices. Read on to know more about this and what RBI has asked banks to do. ....

Reserve Bank , Key Fact Statement , Charging Interest On Loans , Rbi Guidelines , Fair Lending Practices ,

Save lakhs in interest cost? What RBI's new rules for interest overcharging on loans mean for borrowers

India Business News: The Reserve Bank of India has come across instances of lenders resorting to certain unfair practices in charging of interest. What do RBI’s latest gui ....

Adhil Shetty , Reserve Bank , Regulated Entities , Business News , Overcharging Interest , Loan Sanction , Loan Disbursement , Interest On Loans , Interest On Home Loans , Interest Charges , Fair Lending Practices ,

RBI directs banks to review practices of mode of disbursal of loans, application of interest and other charges

The circular, which will come in to immediate effect, follows RBI’s onsite examination of banks that found instances of lenders resorting to certain unfair practices in charging of interest ....

Reserve Bank , Fair Lending Practices ,

RBI issues new guidelines for fair lending practices

RBI issues new guidelines for fair lending practices
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New Delhi , Banking Financial Companies Nbfcs , Reserve Bank , Small Finance Banks , Local Area Banks , Regional Rural Banks , Co Operative Banks , Non Banking Financial Companies , All India Financial , Key Fact Statement , Fair Lending Practices , Rbi Guidelines , Small Finance Banks , Local Area Banks , Regional Rural Banks ,