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Most major banks offer home loans with an overdraft facility, which allow your surplus cash to reduce interest. But this may not be the right choice for everyone.
After a person passes away, the family or legal representative of the deceased must get in touch with the customer service of the credit card issuer.
Fitness requires discipline, to maintain a workout routine day after day, week after week. It also teaches the importance of remembering to breathe. Even in meetings, I find that breathing calmly makes such a big difference to be able to handle stressful situations while maintaining equanimity.
In the case of physical gold, the expected returns would depend on the current gold price. For gold ETF, the value would depend on the price of the ETF.
This is the time of the year when many people get their annual appraisal done and receive their hard earned performance bonus or incentives. This is a significant amount which everyone wants to make the best use of. If you have a home loan outstanding then there is always a tendency to make a partial prepayment to bring down loan outstanding. However you also have the option to invest in equity MF which can potential give good return over long term. So you need to check which option works better for you.