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If you are thinking of selling your property, the big question is: what are the home improvements that will help you maximise your sale price.
Interest rate rises have left homeowners facing painful rises in monthly payments
The lowdown for different categories of borrower as interest rates continue to rise
A 29-year-old wants to ensure her £35,000 in savings is not eroded by inflation
Yet all is not lost, says Mark Harris, chief executive of mortgage broker SPF Private Clients. ‘There are plenty of schemes and lenders with options available to help people achieve their dream of home ownership,’ he adds. Raising a deposit and meeting strict affordability checks are the biggest hurdles for first-time buyers. But a surge in saving over lockdown, as families spent less, has helped many raise chunkier downpayments. And with the boom in homeworking, some younger buyers may be able to look beyond costly major cities. Here, Money Mail outlines the help on offer for fir...