UMB Financial Corp (UMBF) Q4 2020 Earnings Call Transcript
Operator Good day, and welcome to the UMB Financial Fourth Quarter and Full Year End 2020 Financial Results Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Kay Gregory. Please go ahead. Kay Gregory -- Investor Relations Good morning, and welcome to our fourth quarter and year end 2020 call. Mariner Kemper, President and CEO, and Ram Shankar, CFO, will share a few comments about our results. Jim Rine, CEO of UMB Bank, and Tom Terry, Chief Credit Officer, will also be available for the question-and-answer sessi...
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