Gardner For News Today : Breaking News, Live Updates & Top Stories | Vimarsana

It’s a decision we all need to make when investing in our retirement plan: Should we take the Roth or the traditional option?

It’s a decision we all need to make when investing in our retirement plan: Should we take the Roth or the traditional option?

You don’t meet too many people who will admit to taking a passive approach to life, especially in Boulder County with all of our business startups and uber athletes. The word “passive” implies languid days on the beach, disinterest, and an overall lack of vigor. Active, on the other hand, projects industriousness, insight, and dynamism. Not only can we use active and passive as words to describe human behavior, but we can also use them to categorize investment approaches.

With the end of the year closing in, your mailbox (and email inbox) is probably filling up with reminders from your favorite charities. The end of the year is a natural time for not-for-profits to reach out. It is the season of giving, after all. There’s also the side benefit of the promise of tax […]

With the new year almost here, a fresh technique to repurpose college savings accounts and move them into a tax-free Roth IRA will soon become available. When I first heard about this new rule that was part of SECURE 2.0, it sounded too good to be true. Who wouldn’t want the opportunity to move funds that are limited to education spending to a Roth IRA, which offers the promise of a lifetime of tax-free growth? Sure enough, there are many caveats to follow and pitfalls to be avoided, but ultimately there is the potential to move money from a 529 plan to a Roth IRA over time. Let’s consider...