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First-time buyers (FTBs) are said to be the lifeblood of the housing market, and saving for a deposit is commonly stated as the biggest obstacle they face. Hence there are various government schemes aimed at reducing the amount of money FTBs must put into their purchase. Help to Buy (HTB) was one such scheme, which
Average UK house prices fell 3.1 per cent in March to £257,122, the steepest annual drop recorded since July 2009.
Legal & General has added Generation Home’s affordability calculator to SmartrFit. The SmartrFit tool provides access to advisers using a Legal & General agency number, including Legal & General Mortgage Club members, or via third parties including SimplyBiz Mortgages, One Mortgage System, and Smartr365.
Paradigm has added fintech lender Generation Home to its lender panel. Paradigm member firms will have access to Gen H’s range of residential mortgage products, which aim to support borrowers who are potentially struggling to meet current high-street lender affordability criteria. Gen H offers mortgages to first-time
Moneyfacts has revealed that the average rate for a two-year fix remained at 5.33% this week. The average 10-year fix gained six basis points from 4.97% to 5.03%. The average three-year fix gained three basis points, moving to 5.19%, and the average five-year fix fell by two basis points to come to 4.98%. Two-year