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OFG Bancorp (OFG) Q1 2021 Earnings Call Transcript Motley Fool Transcribers © The Motley Fool Logo of jester cap with thought bubble. OFG Bancorp (NYSE: OFG) Operator Good morning. Thank you for joining OFG Bancorp's Conference Call. My name is Maria and I'll be your conference operator today. Our speakers are Jose Rafael Fernandez, Chief Executive Officer and Vice Chair of the Board of Directors, and Maritza Arizmendi, Chief Financial Officer. A presentation accompanying today's remarks can be found on our Investor Relations website on the homepage in the What's New box o...

Operator Good day, and welcome to the First BanCorp Fourth Quarter and Full-year 2020 Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] I would now like to turn the conference over to John Pelling, Investor Relations Officer. Please go ahead. John B. Pelling -- Investor Relations Officer Thank you, Alyssa. Good morning, everyone, and thank you for joining First BanCorp's conference call and webcast to discuss the Company's financial results for the fourth quarter and fiscal year ended 2020. Joi...