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金融向下,乡村向上-杭州新闻中心-杭州网


2012年,邵为火辞去了稳定的工作,回到山里承包了几十亩荒地,开始种起了桃树。“富阳本地半山的桃子比较有名,味道也好,所以就选择了种植桃树。”
刚开始那几年并不顺利,因为种植桃树的回收周期长,要三四年才出效益,很多农民都不愿意种。“前几年砸进去的钱,都用在了人工、化肥、纸袋、基础设施建设。”
桃子刚上市时,还一度出现滞销。直到2017年,桃子销售才有了点起色。“看着收成不错,我2018年又扩大了种植规模,但是资金不足,咋办?我第一个想到的就是银行。”邵为火说。
在与多家银行联系之后,邵为火向富阳农行贷款30万元,投入生产。“农行不用抵押和担保,利率也低,我就选了农行。这些钱都投入了生产,解决了一部分资金问题,帮我顺利渡过了难关。”
此后几年,邵为火的生意可谓蒸蒸日上。 ....

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