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>> besides protecting them, are you going to be able to prevent their premiums from skyrocketing? that's the concern. if you isolate them into risk pools that the inevitable impact is the rise in premiums. how do you protect that? >> i think the way you protect that is, first and foremost you make it very clear. as we did in the first bill, but with the amendments that have taken place, in the last several weeks, and come forward, it is even better still, that we're basically borrowing an idea from the state of maine that has seen a significant drop in premiums for people on their health insur...

Rise of insurance premiu, how do you protect that? >> first of all, you make it very clear like we d in the first bill, but with the amendments that have taken place in the last several weeks and come forward, it's even better still. we're basically borrowing an idea from the state of maine that has seen a significant drop in premiums for people on their health insurance because you take people that have preexisting and costly conditions and put them into a high-risk pool, and you subsidize that so it is affordable to those individuals. so you're guaranteeing coverage for preexisting condition...

To give governors like my friend john kasich all accessibility to improve medicaid to its citizens. but we're also keeping our promise to people that have preexisting conditions. >> besides protecting, are you going to be able to keep their premiums from skyrocketing? that's the concern. if you isolate them with the rise of insurance premiu, how do you protect that? >> first of all, you make it very clear like we d in the first bill, but with the amendments that have taken place in the last several weeks and come forward, it's even better still. we're basically borrowing an idea from the state...

It doesn't feel like insurance anymore. go to our website and take a look at our plan. let me give you a few ideas. we believe that state high risk pools are a smarter way of guaranteeing coverage for people with preexisting conditions. we had a good one in wisconsin. utah had a great one. we had a congresswoman from washington saying how good their state high risk pool is. what i mean is about 8% of all the people under 65 have that kind of preexisting condition. my mother-in-law had cancer, melanoma in her 20s and breast cancer in her 50s and ovarian in her 60s. people just have these things...

This is a nightmare, it's going to fall off the tracks and crash. >> julie, i'm looking at this and thinking, you know, you didn't have to be a rocket scientist, or for that matter, figured early on the guaranteeing coverage of preexisting conditions of having kids on your policy until they're 80 or something like that was going to result in higher premiums. so why this shock at this response? >> well, first and foremost, look at the statistics, premiums have actually been going up at the slowest rate in decades this past year, that's one. two, if you live in places like new york state and cal...