Now have zero choices. no insurers are willing to write there. a third of u.s. counties are down to one insurer. my own state, we're down to two. premiums are going up 58%, 68%, 100% in some areas. and the system is heading to a place where the people who have insurance today will have nothing. so we have to fix this. i just hope the senate can work as quickly as it can to approve the bill, make changes if they see needs to change. certainly not a perfect bill. i just hope they act quickly and we can move this forward. >> sandra: you authored a key amendment, the macarthur amendment. really cr...