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Following the FCA’s implementation of Consumer Duty and after analysis of customer fees within the mortgage chain, Halifax Intermediaries has introduced a policy that outlines the maximum brokers can charge for providing its products. According to Halifax, they strike the correct balance under the Fair Value
Halifax Intermediaries has lowered the maximum working age from 75 to 70 on selected lending products. This change will apply to remortgage applications where borrowers are looking to raise additional capital, as well as both purchase and remortgage applications where there is an issue with the overall credit profile
Halifax is imposing a new 70-year age limit on thousands of homebuyers which will lead to higher monthly payments for many.
A fresh round of mortgage rate cuts is getting under way as the new year starts, which could remove some of the "sting" for those who are coming to the end of their current fixed deal, experts have said.
Halifax Intermediaries will offer sub-5% five-year home loans, with rates starting at 4.53% from tomorrow (15 November). The lender’s broker-only arm says its homebuyer deals include first-time buyer, new build, large loans and affordable housing – shared equity/shared ownership and equivalent green products, It