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Get Morningstar's essential reading for financial professionals in Advisor Digest. The year 2020 taught us many lessons, and if you were a business owner, you had a front-row seat to the school of hard knocks. When I look back over the past year, as an accountant and business advisor, I saw many missteps by business owners, some of which threatened the very existence of their companies, made them ineligible for government funding and small business loans, or raised the risks of being audited. Of course, as a small business owner, you will always make some mistakes. You’re human. The cha...