Already been devastated? how does we pass a law that passes the buck from lawmakers to pointed bureaucrats? do you have this? no longer does congress oversove oversee these things. appointed bureaucrats decide how financial regulation is implemented. nothing i just said it s all in this bill, but it s kind of hazy, the new czars will come in and they ll define it. it takes 2300 pages just to outline the different groups of people who can later come and figure this out! what is wrong with us, america? why are people not in the streets? your republic is over. ....