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For existing borrowers there are opportunities to switch lenders in the current scenario with several banks offering home loans starting around 8.5 percent. The new home loan borrowers should scout for banks offering loans with the narrowest possible spread. This will reduce the interest payable. ....
This increase, however, is applicable only to newly sanctioned loans and not existing loans, which means older borrowers will not be impacted by these hikes. ....
HDFC joins SBI, Kotak; slashes home loan rates by 5 bps HDFC reduces its Retail Prime Lending Rate (RPLR) on Housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 5 basis points, with effect from March 4, 2021, said the bank BusinessToday.In | March 3, 2021 | Updated 22:06 IST HDFC cuts home loan rates After State Bank of India and Kotak Mahindra Bank, HDFC has also reduced home loan interest rates. The lender reduced rates by 5 basis points to 6.75 per cent. The changes will be effective from March 4, the housing finance company said on Wednesday. HDFC reduces its Retail Prime Lending Rate (RPLR) on Housing loans, on which its Adjustable Rate Home Loans (ARHL) are benchmarked, by 5 basis points, with effect from March 4, 2021, said HDFC. All existing HDFC retail home loan customers will benefit from this change, the HFC said. ....