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武汉二手房房贷调查：超20年房子被银行劝退，刚需转向远城区


2021-07-05 20:03:18　来源: 21世纪经济报道
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　　银行放贷周期从2-3个月拉长到至少4-6个月，而且银行对二手房会“选择性放贷”。
　　近日，全国多地房贷紧张，包括武汉、郑州、广州在内的多个城市传出“二手房停贷”消息。21世纪经济报道记者多方走访了解到，虽然网络上关于“停贷”的热议声鼎沸，但目前在武汉，并没有银 ....

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武汉二手房贷款调查：超20年房子被银行劝退 刚需转向远城区 ——凤凰网房产成都

武汉二手房贷款调查：超20年房子被银行劝退 刚需转向远城区 ——凤凰网房产成都
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武汉二手房贷款调查：超20年房子被银行劝退 刚需转向远城区 ——凤凰网房产天津


中指研究院华中市场研究中心主任李国政认为，在房贷额度逐渐精细化管理后，银行出于成本效率的考虑，会优先考虑新房客户的需求和额度。加上年中银行面临房地产贷款集中度要求下达后的首次半年报披露，自然会从二手房贷入手收紧额度。而“选择性放贷”、房贷放款时间变长的现象，确实已经对二手房成交量造成了一定影响。
有研究机构数据显示，6月份，有43%的受访者感受到贷款难度提升，受访者购房需求占比较上月下降10个百分点，整体计划购房需求下降较为明显。分区域来看，长江中游、中原地区计划购房的下降占比均超过10%。
武汉市汇鸿房地产营销有限公司经纪人何楚武介绍，银行贷款收紧后，该公司已经撤了6单二手房买卖，客户已经面签，还没等到审批，银行因信贷紧张做了退单处理。
刘敏（化名）直言，由于区 ....

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武汉二手房房贷调查：超20年房子被银行劝退，刚需转向远城区

武汉二手房房贷调查：超20年房子被银行劝退，刚需转向远城区
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