2024 Nissan Patrol Needs Armada's Interior But Gets Aftermarket Screen Instead
The tweaked 2024 model now includes wireless Apple CarPlay and Android Auto
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The tweaked 2024 model now includes wireless Apple CarPlay and Android Auto
Sometimes when you take the road less travelled, it doesn't always work out.
The journey begins in this edited extract.
The journey begins in this edited extract.
We document that the quasi-mandatory U.S. flood insurance program reduces mortgage lending along both the extensive and intensive margins. We measure flood insurance mandates using FEMA flood maps, focusing on the discreet updates to these maps that can be made exogenous to true underlying flood risk. Reductions in lending are most pronounced for low-income and low-FICO borrowers, implying that the effects are at least partially driven by the added financial burden of insurance. Our results are also stronger among non-local or more-distant banks, who have a diminished ability to monitor local ...