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Diana Clement: How to prepare for the worst 15 May, 2021 05:00 PM 4 minutes to read Emergency funds are really good starting point to protect you from financial disaster. Photo / 123RF OPINION: Apologies Jacinda Ardern. But this is going to be an unkind article. Sometimes we need to be shot square between the eyes to change our ways. Me included. We can all shoot ourselves in the foot when it comes to finances. Ever since Covid hit I've been pondering how to prepare for the worst. Emergency funds are really good starting point and if you don't have one, find ways to get one ...