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Explainer: Do different methods used for calculating SOFR interest rates impact debt repayments?

By Mohamed Z M Aazim, Vikas Pandey and Mac Banda, Debt Management Unit, Commonwealth Secretariat In this explainer piece, we examine the different methods used by creditors to calculate interest costs under SOFR-based variable interest rate loans. We will also explain why these methods result in nearly identical debt service payments, despite using different ways of calculations.

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'Play deserts' common throughout Deep South,

You’ve heard of food deserts, areas where healthy and nutritious food is all but impossible to find. But now experts are concerned about another public health problem: play deserts. Play deserts are areas where parks and other spots to run around and play are nonexistent, hard to access or in less safe locations that make parents second-guess taking their children to play there. And a new study from the University of Georgia found that hundreds of U.S. counties fit into that category.

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