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Obamacare. if it doesn't play out he is in trouble. he repeatedly made the promise if you have insurance you will be able to keep it and keep your doctor but we're also seeing companies in this economy, jon, companies are really going to contract employees more. they're not using full-time employees more. they're using contract employees. and part of that is to escape of the cost of health care and some of that is driven by obamacare. so you're having, it is just a real impact on people who want a full-time job and want benefits and want health care. jon: well, we will see, what the president ...

Happen to the tune of 1 million this year. how does it affect your neighborhood if a bunch of homes are foreclosed on? >> the values start to go down even more, you personally are affected, because the housing market, the house you buy is the biggest investment that most americans ever make. if the value of that house goes down, you start seeing your equity wiped out, you've lost a church of the biggest investment you've ever made. so if we do get this flood of foreclosures and i think we will, you'll see a lot more homeowners lose a lot more of their biggest ever investment and they're going ...