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401k and use that to pay off my debt? that would leave me with less than $5,000 to pay off. what are your thoughts? >> once again, when you try to withdraw $13,000 from your 401k, you're only going to get home with about $7500 of that. the government is going to take the rest of it. and so don't do that. and if you borrow the money from the credit union, the debt didn't go away, you just moved it. what we have to do is crank the extra job up, throw some papers, throw some pizzas and deliver some papers and cut the budget down and we're going to go to scorched earth and work our way through tha...

they say it wasn't statistically that significant. does it surprise you this doesn't go down or it is where it's at? >> it's where it's at until 2014 assuming the health legislation is where it's at. it didn't surprise me so much but sanjay think of it this way. while it only went up 1 million people a lot lower than people expected, think of it like 12 football stadiums filled with people that lost their health care last year. the numbers are still that big, they didn't grow that much because the unemployment rate between 2009 through 2010 was already pretty bad. >> and because if y...